Terms of Use

• - These Entire Terms of Use form a legally binding agreement between you and Caltropia Research (“Caltropia Research,” “we,” “us,” or “our”). These Terms govern your access to and use of our website, https://caltropia.com (the “Site”), and any products or services we provide. By accessing or using the Site, including simply browsing, you agree to be bound by these Terms. Please read these Terms carefully and keep a copy for your records.
• - To access certain content, you must create an account. Your credentials will be stored using secure encryption. You are responsible for maintaining the confidentiality of your login information. If you suspect unauthorized access, you must notify us promptly. All registration information must be accurate and up to date. We reserve the right to disable accounts if we believe a breach of these Terms has occurred.
• - Account sharing and commercial use are strictly prohibited. Any such misuse is considered a breach and may result in account termination without refund. You must notify us immediately of any unauthorized use or security issues. If transferring or selling a device used to access our Site, you agree to delete all content and cookies tied to the Service.
• - We may revise these Terms at any time. Updates will be posted to this page. Continued use of the Site after any update constitutes your acceptance of the revised Terms. If you disagree, discontinue use of the Site.
• - We may update or remove content at any time without notice and are not obligated to ensure its accuracy. We are not liable for any temporary or permanent unavailability of the Site.
• - All content and intellectual property on the Site are owned or licensed by Caltropia Research. You may use Site content for personal, non-commercial purposes only. Modifying, selling, or redistributing our content without permission is prohibited. You must always credit us as the source of our content. Commercial use requires our explicit permission.
• - We disclaim all implied warranties to the extent permitted by law. We are not liable for any loss or damages arising from: Use or inability to use the Site Reliance on Site Content If you are a business, we are not liable for: Profit or revenue loss Business interruption Reputational damage Indirect or consequential losses This Site is intended for personal and educational use only. You agree not to use it for commercial purposes. We are not responsible for damage caused by viruses, malware, or third-party websites linked to from the Site. Views expressed in user-generated content do not reflect those of Caltropia Research. We are not responsible for such content and disclaim all liability related to it.
• - Indemnification You agree to indemnify and hold Caltropia Research harmless from any claims or losses related to your misuse of Site content or violation of these Terms. Limited Liability Our liability is limited to the total client fee paid under these Terms. Rights You License By uploading or posting content to our Site, you grant us the right to use, display, and distribute that content, including in marketing materials. Viruses and Misuse We do not guarantee our Site is free from harmful code. You must use virus protection software. Misusing the Site (e.g., by introducing malware or attempting unauthorized access) will result in immediate account termination. Notices All notices to Caltropia Research must be in English and sent via email or registered delivery to the address specified during your registration or provided in your account settings. Severability and Waiver If any provision is found unenforceable, the remaining provisions remain in effect. Our failure to enforce any right does not constitute a waiver. Entire Agreement These Terms constitute the full agreement between you and us and supersede prior versions. Changes We may update this agreement at any time without notice.